Under 40

Investors under 40 are ambitious, driven, inclusive, and civic-minded. You probably value responsibility, self-care, financial well-being, and experiences over material possessions. And while retirement and estate planning may be the furthest things from your mind, it’s important to invest in your future today. As a young investor, you may have the luxury of time on your side, but that doesn’t mean you should wait.

Our financial advisors can help you create customized investment strategies that help you better prepare for your financial future. This includes setting goals for your retirement, creating an investment strategy to help you pursue those goals, and evaluating your financial plan regularly. We’re also here to assist you with other parts of financial planning, such as estate planning.

If you have kids or other dependents, you’re probably more acutely aware of the need for an estate plan. But even if nobody depends on you financially, you should have a will in place. A will is essential for dividing your assets according to your wishes. This includes who gets to manage your social media accounts and what happens to your retirement savings.

Your estate plan should also account for burial costs, because you don’t want to burden other family members or friends with these expenses. Consider creating medical directives to help your loved ones make decisions in your best interests when you’re not able to do so. Finally, an estate plan includes a durable power of attorney to allow others to take legal action on your behalf.

Your greatest asset as an investor under the age of 40 is time. With time on your side, you can take full advantage of the magic of compound interest. Saving a significant amount of money for retirement is easier when you have more time to allow compound interest to do its job. In fact, compound interest is so powerful that it’s better to save early for a few years than to save continuously at a later age.

Don’t wait to invest your money for the future. The sooner you start, the better shape you’ll be in when it’s time to travel the world or pursue your other retirement dreams.

Our team has worked with many individuals just like you. Maybe your career just took off or you’ve started a family, but most likely you’re solely focused on the present. We’re here to help you take steps towards a prosperous financial future without sacrificing enjoyment today. We’ll create a customized financial plan and portfolio designed to fit your circumstances. Make an appointment with one of our advisors today.