Everyone wants to have a comfortable retirement, men and women alike. However, retirement planning for women investors has unique challenges. On average, women live longer than men. Your retirement funds may have to last 20, 30, or even 40 years. Our financial advisors can help you navigate that reality by personalizing your portfolio to meet your needs.

As a woman, you need to consider saving more of your income toward retirement to increase your savings cushion. You may also want to wait to apply for Social Security benefits until you’re 70 years old to maximize that income source. Our team can also help you create a retirement income distribution plan to help you make the most of those retirement years.

Aside from a longer life expectancy, which is arguably a wonderful thing, women also accumulate lower lifetime earnings compared to men. Childbearing and the responsibilities of child rearing often make it more difficult for women to pursue a full-time career or work their way up the corporate ladder. But even childless women may earn less money than their male counterparts for fulfilling the same job roles. 

On the bright side, women are more likely to save more of their income. And even though, on average, women face higher healthcare costs than men, you can prepare yourself financially by setting goals and reviewing your financial strategy regularly with our team of advisors. We can demystify the world of investing for you and create a customized portfolio that helps you build long-term wealth.

Whether you’re new to the world of investing or have already built substantial wealth, it’s important to get clear about your long-term goals. What do you want your retirement years to look like? Do you want to travel and see the world? Do you want to live on the beach? Do you picture yourself going back and forth between your vacation home and the homes of dear family members? Having a vision for your retirement helps you create a plan.

The next step is to educate yourself and discuss your goals with our team of financial advisors. We’re here to help you get from where you are right now to where you want to be in the future. This includes creating a customized portfolio to pursue your investment goals, reviewing your financial strategy regularly, and ensuring that your investments are in line with your objectives and timelines.

We have worked with women from all walks of life, and we understand your financial situation better than anyone else. Our small team of financial professionals is ready to help you take your investment goals to the next level. It’s time to prioritize your future. Call us today to schedule an appointment.